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Financing

COME SEE DANE & DORA THEY KNOW HOW TO GET
YOU THE BEST RATE AND THE BEST PAYMANT!


DANE MOSLEY
(FINANCE MANAGER)

Welcome to the Finance Department. Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.
MELISA WILL BE CONTACTING YOU IMMEDIATELY FOLLOWING THIS FORM BEING SUBMITTED!





At Nissan, we understand that purchasing or leasing a vehicle is a significant decision. To help you make the best financial choices, we've created a free guide entitled Understanding Car Financing.



 

SignaturePURCHASE® from Nissan


With SignaturePURCHASE®'s competitive interest rates and quick credit responses, Nissan helps you make your car-buying dream a reality. SignaturePURCHASE terms range from 12-72 months and are available for new and pre-owned Nissans, as well as other pre-owned vehicles less than six years old.

Here are just a few benefits of financing the purchase of your new car with Nissan's SignaturePURCHASE:

  • Build equity.
  • Drive as many miles as you want.
  • Travel with kids, pets, over gravel roads, and into ding- and dent-prone parking lots without worrying about wear-and-use charges.
  • Carry lower limits for auto insurance than with a lease. (See your insurer for actual quotes.)
  • Customize your vehicle (though this may invalidate portions of your warranty).
  • Sell, trade, or transfer title whenever you want.



 

SignatureLEASE® from Nissan


Nissan's SignatureLEASE® offers more choices than your average lease program. Terms range from 24-60 months, with 12-month terms available upon request. For more details, see your Nissan dealer.

Remember, by leasing a vehicle, you can usually:

  • Get a bigger, better-equipped car than you could afford to purchase.
  • Enjoy a new car every few years.
  • Pay only for the portion of the car's life that you use (which means a lower monthly payment).
  • Receive tax benefits if used for business (depending on the lease, state, and tax laws).
  • Invest any savings in appreciating assets (such as stocks, bonds, etc.).
  • Spread applicable sales tax across monthly payments (varies by state).
  • Enjoy end-of-lease options: you can buy the car, lease another vehicle, or explore other choices.


For information on what to expect as your lease matures, visit End of Lease in the Owning section.

Visit your Nissan Dealer to learn about specific terms and vehicle availability.


 

Payment Options


With Nissan Motor Acceptance Corporation (NMAC), it's easy to make your purchase or lease payments. Pay online through Finance Account Manager, enjoy the ease of recurring payments, or simply pay your monthly bill through the mail.

Finance Account Manager


NMAC offers you two online payment options with Finance Account Manager:

• One-time payments by electronic check or your Discover Card®.¹


By choosing the recurring payments option, NMAC automatically withdraws your monthly loan or lease payment from your checking or savings account, securely and on time, every month, for free. We'll never debit your bank account before your monthly payment is due or for more than the monthly amount. And if your scheduled payment date falls on a weekend or holiday, we'll debit your payment on the next business day.

You can also make fast and easy, one-time online payments to your NMAC account using a Discover® credit card or an electronic draft from your bank account. Payments made before 4 p.m., Central Time will be posted to your account the same day, and payments made after 4 p.m., Central Time, or on weekends or holidays, will be posted to your NMAC account the following business day. There is a small convenience fee for this service from BillMatrix.

Enjoy the flexibility of paying your bills that comes with Finance Account Manager.

SignatureDIRECTPAY



SignatureDIRECTPAY from NMAC automatically withdraws your monthly loan or lease payment from your checking or savings account without having to go online. It's easy to pay your bills on time with this free and secure recurring payment option.

To enroll, just download and complete the SignatureDIRECTPAY enrollment form below and send it to the address provided.
Contact Information
Submit

Financing Navigation

Contact Information

Orangeburg Nissan

2801 St. Matthews Rd.,

Orangeburg, SC 29118
workSales:
1-866-669-8567

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.